Disclaimer: The Lender reserves its rights to decline an application at any stage. This could be without a reason, regardless of applicant(s)' affordability. The Company takes your privacy seriously and respects your rights under the laws of the Hong Kong SAR. By communicating with us you are agreeing to our use of your personal data that we hold or which you have provided to us in such communication. Personal data held by the Company will only be used in accordance with the purpose for which it was collected and directly related purposes.